All Calculators

Calculate your take-home pay after tax, Medicare levy and other deductions

Fair Work award wages, penalty rates, casual loading and overtime on the 1 July 2026 rates — plus your take-home pay after tax

Check your gross pay against the award minimum for the exact hours you worked, penalty rates included

The current national minimum wage, casual loading, junior rates and how it compares by award and state

Estimate your NES redundancy pay based on years of service and base rate

Estimate annual leave and long service leave payout on termination

Weeks accrued plus the gross and after-tax payout for your state — NSW, VIC, QLD, WA, SA, TAS, ACT and NT rules

Explore Australian tax brackets and calculate your tax

How the tax brackets changed year by year and what the cuts save you

Compare take-home pay across different income levels

Calculate the real impact of inflation on your income

Calculate tax savings from salary packaging including novated leases

Fringe benefits tax on a car or novated lease — statutory vs operating-cost, gross-up, the electric-car exemption and pre-tax packaging savings

Car stamp duty for every state from the official 2026 schedules — EV, luxury and commercial rates — plus typical annual rego and CTP costs

Every 2026-27 public holiday by state, school term dates, business days between dates and a leave planner for the longest breaks

Compare a novated lease against buying the car yourself — GST savings, ATO residuals, the employee contribution method and the electric-car FBT exemption

Add 10% GST to a price or reverse the GST out of a total — with BAS due dates and the $75,000 registration threshold

Free ATO-compliant tax invoices and quotes as PDFs — correct GST treatment, ABN validation, nothing leaves your browser

Tax on ABN business profit at individual rates — small business offset, quarterly PAYG instalments, GST threshold and a super set-aside guide

See if you pay MLS and how much (ATO thresholds)

See how much of your pay rise you actually take home after tax

Estimate your tax refund or amount owing

Extra 15% tax on concessional super when income + contributions exceed $250k

Estimate how much tax to have withheld per pay to break even

Is your payslip correct? Check tax withheld, HELP/STSL and super against ATO-style rates

Compare 2–3 job offers by after-tax take-home with super, bonuses and a multi-year raise projection

Estimate payroll tax by state (for employers)

Two jobs? How much to have withheld from the second job so you don't get a bill

Compare fixed rate (70c/hr) vs actual cost method to maximise your WFH tax deduction

Compare cents per km (88c/km) vs logbook method to maximise your work-related car deduction

See exactly how much of your bonus or overtime you take home — taxed at your marginal rate, not a special rate

Key tax, super and HELP dates for the financial year. Never miss a deadline.

Compare your fund's fees and returns against every MySuper product, on APRA's own data

Calculate your super balance, employer contributions and retirement projections

Calculate tax savings from salary sacrificing to super

Compare the same amount in super as sacrifice or after-tax with a deduction

Guide and links to search for lost and ATO-held super

Estimate how much you can withdraw from super for your first home deposit

See how long your super will last, plus the ATO minimum drawdown rates by age and the rounding and pro-rating rules that change them

How long an account-based (allocated) pension lasts, with the legislated minimum drawdown, tax-free retirement-phase earnings and the transfer balance cap

Over preservation age and still working? The 10% drawdown ceiling, the 15% tax a TTR account still pays on its earnings, and the salary sacrifice it pairs with

Both means tests worked out side by side, with deeming — and what happens to your entitlement as you spend your savings

Curated verdicts by retirement age and super balance, including the gap years before the Age Pension kicks in

Calculate your employer super guarantee contributions

How much to salary sacrifice? Optimise for caps, tax and Division 293

Up to $500 free from the government — see if you qualify and how much you'll receive

Contribute to your spouse's super and claim up to $540 tax offset (spouse income under $40,000)

Project your student loan repayment timeline and total cost

View HELP and HECS repayment thresholds and rates

Calculate dividend tax and understand franking credit benefits

Calculate franking credit tax offset from Australian dividends

Calculate CGT on the sale of shares or property

Old law vs new law side by side — CPI indexation and the 30% minimum tax replacing the 50% discount

Calculate gross and net rental yield plus cash flow at different rates

Calculate investment property cash flow, tax benefit and true out-of-pocket cost after negative gearing deductions

Check whether the 2027 negative gearing quarantine applies to your investment property

Compare an ETF outside super, extra super and a mortgage offset

Estimate repayments and total interest for a home loan

Repayments and total interest at common loan amounts, from $400k to $1.5m

Compare renting vs buying over 5 and 7 years

Estimate Lenders Mortgage Insurance when your deposit is under 20%

See how long to save for your home deposit

Calculate stamp duty costs for property purchases

Estimate how much you can borrow for a home loan

Modelled income needed to afford a house at a given price, by deposit size

See how much interest you save with an offset account on your mortgage

How many months until refinancing pays off? Compare rates and fees

Compare extra repayments, offset and lump sums side by side

Grant amounts and eligibility by state and territory

Estimate annual land tax on an investment property by state

Compare stamp duty, land tax and first home grants across every state

Find suburbs that fit your budget and score well for families

See how your savings grow over time with compound interest and regular contributions

Calculate interest earned, after-tax return and compare terms for Australian term deposits

Income vs categories: see surplus or shortfall and breakdown

Calculate how long to reach your savings goal

Snowball or avalanche: see how long to become debt-free

Plan how much to save for emergencies (months of expenses)

Project when you reach financial independence

Estimate your Child Care Subsidy percentage, subsidised hours and out-of-pocket gap fee

Estimate your FTB Part A and Part B family assistance payments

Estimate how much super you get back when leaving Australia

Take-home pay on foreign-resident tax rates, and how to tell if they apply to you

Backpacker tax calculator — take-home pay on a working holiday visa

See your take-home pay as an international student on a visa

Am I an Australian tax resident? Quick check your tax residency status

Count days in Australia for visa or citizenship planning

Plan savings for visa, move and first months in Australia

Log pay and income over time, see YTD and history

Log dividends and see totals for the year

Track super contributions against ATO caps

Track spending by category, YTD and CSV export