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We exist so every Australian can understand their money—without jargon, paywalls or guesswork.
Australian tax and super rules are complex. Most people don’t need a degree in finance—they need clear answers: How much will I take home? When will I pay off my HECS? What will my super look like at 67? We build tools that give you those answers in plain language, using official ATO rates and thresholds, so you can plan and decide with confidence.
Whether you’re in your first job, saving for a deposit, paying off HELP, planning retirement or new to Australia and figuring out tax—our calculators are here for you. Core tools are free and don’t require sign-up. We also offer Premium for people who want to save calculations, track income and dividends and export for their records.
We use official tax rates, thresholds and rules. We link to ATO sources so you can verify. No black boxes—you deserve to know where the numbers come from.
No long forms or account required for the main tools. Enter your numbers, get your result in seconds. We keep the UX focused so you don’t waste time.
Tax brackets, Medicare levy, HELP, super guarantee, stamp duty by state—we design around how Aussies actually think about money and the systems we use.
We build and maintain a growing set of calculators: salary tax and take-home pay, tax refund estimates, Medicare Levy Surcharge, HELP/HECS repayments and projections, superannuation and salary sacrifice, mortgage and borrowing power, stamp duty by state, compound interest, debt payoff, emergency fund and savings goals, capital gains and dividends, family tax benefit and child care subsidy and tools for people new to Australia (DASP, residency, working holiday tax). We add new tools and update rates when the ATO and legislation change.
See all toolsOur free calculators don’t require sign-up or store your inputs. Premium features (saved calculations, trackers) use your account only for your own data. We don’t sell your information. We’re here to give you the numbers you need—free, clear and respectful of your privacy.
Thanks for using Oz Finance Hub. We’re always improving and adding new calculators. If you have feedback or ideas, we’d love to hear from you.