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Free Australian calculators for salary tax, HELP debt, home loans, retirement and EOFY planning. See your real take-home pay, not just the headline number. No jargon, no sign-up.
Start with the job
Built around real decisions: pay rises, HECS, home loans, EOFY planning and investing in AUD.
Also popular: Family Tax Benefit CalculatorSuper Drawdown CalculatorAllocated Pension CalculatorCar Stamp Duty Calculator
Personalised, not generic
Just 1 of 950 priced suburbs nationally is in reach on an Enrolled Nurse's income today. Here's where three real occupations actually fit.
1 of 950 priced suburbs (pop. 5,000+) is in reach on this income
3 of 950 priced suburbs (pop. 5,000+) are in reach on this income
43 of 950 priced suburbs (pop. 5,000+) are in reach on this income
4,999 suburbs with real Oct–Dec 2025 sale prices · NSW, VIC & SA today, more states coming
Why it’s different
Tax, Medicare levy, HELP and super figures identify their source coverage when a current verification is available.
Salary, pay and award figures run through the full tax, Medicare and HELP calc, so you see what actually lands in your account.
Calculations happen on your device. The figures you enter stay there, nothing is sent to a server unless you save a run.
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From 1 July 2027, the general 50% CGT discount ends for post-reset growth on ordinary assets. Growth up to 30 June 2027 is deferred to your real sale and keeps the 50% discount when that sale comes more than 12 months after you bought (s112-160(3)(c)); growth from 1 July 2027 is taxed under the new rules instead. Some residential assets keep separate discounts. Pro runs that change across the parcels you actually own and the property you actually rent out — and tells you, in dollars, which ones it reaches.
Every calculator stays free, and a free account saves, exports and compares your results. Pro is the step after that: one place that holds your shares, pay, super and tax at once and works out what they mean together — which is why nothing else can tell you what a sale actually costs at your marginal rate.
Renews automatically until you cancel, and you can cancel anytime from Account & billing. Every calculator stays free without it.
Start free with the calculator library — Pro adds the investor suite when you want it: CGT before you sell and an EOFY action plan.