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Know what you actually take home.
Tax, super, HECS and home loan calculators for Australians. Every figure shows where it came from.
Annual estimate · 2026–27
Take-home a year
About $1,951 a fortnight, the year spread evenly.
Same defaults as the full calculator: Australian resident · claiming the tax-free threshold · no HELP/HECS debt · no private hospital cover · single person, no spouse or dependants.
Family-income reductions are not included. Salary excludes super; super is not deducted. Includes the $1,000 standard deduction for work-related expenses (from 2026–27), the low income tax offset and any Medicare levy surcharge charged. The fortnight figure is spread evenly over the year; your pay slip follows the ATO withholding tables.
Enter your pay again there to add deductions, HELP, household and cover.
Estimates only, and general information rather than advice. See our full disclaimer for your rights and the limits of ours. Full disclaimer. Salary sources: ATO resident income tax and Medicare levy.
Salary tax, Medicare levy and HELP repayments
Salary Tax CalculatorBorrowing power, stamp duty and repayments
Borrowing Power CalculatorRepayment timeline and indexation impact
HELP/HECS CalculatorEmployer SG, salary sacrifice and retirement balance
Superannuation CalculatorKey ATO dates for tax, super and HELP through the year
Tax calendarCGT, dividends and rental yield after tax
Capital Gains Tax CalculatorJust 2 of 950 priced suburbs in the covered states are in reach on an Enrolled Nurse's income today. Here is where three occupations land.
2 of 950suburbs in reach
Median $235,000 · $92,404 annualised earnings equivalent
Comfortable fit · Enrolled and Mothercraft Nurses
28 of 950suburbs in reach
Median $392,500 · $113,932 annualised earnings equivalent
Comfortable fit · Electricians
53 of 950suburbs in reach
Median $420,000 · $143,936 annualised earnings equivalent
Comfortable fit · Human Resource Managers
Find your own fit4,999 suburbs with Oct–Dec 2025 sale prices · NSW, VIC & SA coverage
Sources: Jobs and Skills Australia, ABS earnings reference period May 2025; annualised source-group earnings equivalents, not observed annual salaries. Prices: VIC DTP, SA OVG and NSW DCJ, Oct–Dec 2025, NSW, VIC and SA only; NSW medians may be postcode-level. Counts cover priced suburbs with population 5,000+, not every Australian suburb. In reach means Comfortable or Achievable in the finder, not loan approval. Assumes a $100,000 deposit, $4,000 monthly expenses, 6.5% interest plus a 3% assessment buffer and a 30-year loan, with no HELP debt or other income. Costs of buying are excluded.
Coming up
Quarterly Business Activity Statement and PAYG instalment due for the October–December quarter.
Quarterly Business Activity Statement and PAYG instalment due for the January–March quarter.
Standard quarterly activity-statement and individual self-lodgment dates. Check the due date on your BAS: eligible online lodgers and tax or BAS agent clients may have extra time. Tax-agent return schedules and individual deferrals can differ.
Full tax calendarFree with an account
Keep your share trades and holdings together with a free portfolio account.
Enter prices from your own broker statements to see holding values and unrealised gains or losses. There are no live prices. Unpriced holdings stay unpriced. These values are not tax figures.
Capital gains estimates cover sales up to 30 June 2027. Later sales are flagged without a capital gains estimate.