Salary Sacrifice Super Calculator
Calculate tax savings from salary sacrificing to super
See how much you save and how it affects your take-home pay and super balance
Salary & Sacrifice Details
Enter your salary and salary sacrifice amount
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$
Amount you want to salary sacrifice to super from your pre-tax salary
Optional: Retirement Projection
Add these details to see the long-term impact on your super balance
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Tax Savings Comparison
Compare take-home pay and tax with and without salary sacrifice
Annual Salary$60,000
Salary Sacrifice Amount$5,000
Without Salary Sacrifice
Take-Home Pay$48,833
Tax Paid$11,167
Super Received$6,900
Effective Tax Rate18.6%
With Salary Sacrifice
Take-Home Pay$50,558
Tax Paid$9,442
Super Received$16,900
Effective Tax Rate17.2%
Your Savings
Tax Savings (per year)$1,725
Take-Home Pay Difference+$1,725
Extra Super (per year)$10,000
Note: Salary sacrificing reduces your taxable income, which means you pay less tax. The money goes into your super where it's taxed at 15% instead of your marginal tax rate. This projection assumes 7% annual investment growth for retirement balance calculations.