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Calculate tax savings from salary sacrificing to super
See how much you save and how it affects your take-home pay and super balance
Amount you want to salary sacrifice to super from your pre-tax salary
Add these details to see the long-term impact on your super balance
Compare take-home pay and tax with and without salary sacrifice
Note: Salary sacrificing reduces your taxable income, which means you pay less tax. The money goes into your super where it's taxed at 15% instead of your marginal tax rate. This projection assumes 7% annual investment growth for retirement balance calculations.
Salary sacrifice to super means having part of your pre-tax salary paid directly into your super fund instead of your bank account. These contributions are taxed at 15% in the fund rather than your marginal tax rate.
For someone earning $100,000 (37% marginal rate), every $1,000 sacrificed saves $220 in tax. The money goes into super where it compounds over time for retirement.
Estimates only. Not financial or tax advice. Full disclaimer for your rights and our limitations of liability.
Rates and thresholds last updated for the 2024–25 financial year.