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Calculate your super balance, employer contributions, salary sacrifice savings and retirement projections
Project your superannuation balance at retirement age with employer contributions, salary sacrifice and voluntary contributions
Set your contribution amounts and rates
Pre-tax contributions from your salary
After-tax personal contributions
Adjust growth rates and contribution settings
Expected annual return on your super investments (typically 5-8%)
Expected annual salary increase
Your superannuation balance at retirement
Assumptions:
Investment growth: 7.0% per year
Salary growth: 3.0% per year
Employer contribution rate: 12.0%
This projection is an estimate only. Actual returns may vary based on investment performance and contribution changes.
How your super balance grows over time
Starting
$50,000
Final
$2,332,293
Growth
$2,282,293
Superannuation (super) is Australia's retirement savings system. Your employer must contribute a percentage of your salary (the Super Guarantee) into a super fund on your behalf. This money is invested and grows over time until you retire.
The current Super Guarantee rate is 11.5% (2024-25) and will increase to 12% from July 2025. You can also make additional voluntary contributions to boost your retirement savings.
Estimates only. Not financial or tax advice. Full disclaimer for your rights and our limitations of liability.
Rates and thresholds last updated for the 2024–25 financial year.