Do I get super if I'm a casual?

Yes. Since July 2022, all employees are entitled to SG regardless of how much they earn. The old $450 per month threshold was removed.

When should my employer pay super?

Employers must pay SG at least quarterly, within 28 days of the end of each quarter. Late payments attract penalties.

Is super included in my salary?

Unless your contract specifically says your salary is 'inclusive of super' or 'total package', super should be paid on top of your salary.

Super Guarantee Calculator

Calculate your employer super guarantee contributions

See how much super you receive based on your salary and the current SG rate. The super guarantee rate is set by law; verify at the ATO.

Official source: ATO – Key superannuation rates and thresholds

Your Salary Details

Enter your salary to calculate employer super guarantee. Choose how you want to enter it (per year, month, fortnight or week).

Pay cycle (how you enter amount)

Annual gross salary

Super Guarantee Results

Your employer super guarantee contributions

Annual Salary$60,000

Super Guarantee Rate12.0%

Super per year$7,200

Matches how you entered your pay

Annual super contribution$7,200

All pay cycles

Weekly

$138

Fortnightly

$277

Monthly

$600

Historical SG Rates

2024-25: 11.5% = $6,900

+$300

2023-24: 11.0% = $6,600

+$600

2022-23: 10.5% = $6,300

+$900

2021-22: 10.0% = $6,000

+$1,200

Note: Super Guarantee (SG) is paid by your employer in addition to your salary. The current rate is 12.0% and will increase to 12% by 2025-26.

How to Use This Calculator

1Enter your annual salary or select a different pay cycle
2See your employer's super guarantee contribution at the current rate
3View the breakdown per pay period (annual, monthly, fortnightly, weekly)

What Is the Super Guarantee?

The Super Guarantee (SG) is the minimum percentage of your ordinary time earnings that your employer must pay into your super fund. It's a compulsory contribution set by law.

The SG rate is currently 11.5% (2024-25) and will increase to 12% from 1 July 2025. Employers who don't pay the correct amount face the Super Guarantee Charge (SGC), which includes penalties and interest.

SG Rate Schedule

2024-25: 11.5% of ordinary time earnings
2025-26 onwards: 12% of ordinary time earnings (legislated maximum)
Maximum super base: For 2024-25, SG is only required on earnings up to $62,500 per quarter ($250,000 p.a.).
Ordinary time earnings: Base salary, shift loadings, commissions and some allowances. Excludes overtime.

Checking Your Super

•Log into your super fund to verify contributions are being received quarterly
•Check your payslip shows super contributions at the correct rate
•Report missing or late super to the ATO - they can investigate and recover it
•If you earn over $450 per month from any employer, they must pay SG

Frequently Asked Questions

Official Sources

Estimates only. Not financial or tax advice. Full disclaimer for your rights and our limitations of liability.

Rates and thresholds last updated for the 2024–25 financial year.

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