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Calculate tax savings from salary packaging including novated leases and other FBT items
See how packaging affects your take-home pay and tax obligations
Enter your salary packaged benefits (FBT items)
Annual lease payments for your vehicle
Other FBT items like meal cards, entertainment, etc.
Note: Salary packaging is different from salary sacrifice. Packaged benefits are FBT items where your employer pays FBT. This reduces your taxable income and can save you tax.
Compare take-home pay with and without salary packaging
Note: Salary packaging reduces your taxable income, which means you pay less tax. Your employer pays FBT (Fringe Benefits Tax) on these benefits. This calculator shows the tax savings from reducing your taxable income.
Salary sacrificing $9,000 to super uses your cap headroom and saves ~$3,105 in tax.
Suggested super sacrifice: $9,000
Salary packaging (also called salary sacrifice) lets you pay for certain expenses from your pre-tax salary rather than after-tax income. This reduces your taxable income and can lower your overall tax.
Common packaged items include novated vehicle leases, superannuation contributions, laptops, work-related expenses and (for eligible employers) meal entertainment and living expenses.
Estimates only. Not financial or tax advice. Full disclaimer for your rights and our limitations of liability.
Rates and thresholds last updated for the 2024–25 financial year.