Is it free to search?

Yes. Searching via myGov and the ATO is free. Be wary of paid services that offer to find your super.

Will the ATO contact me if they hold my super?

The ATO may write to you, but the best way to see everything is to log into myGov and check Super → Fund details.

Can I claim ATO-held super?

Yes. Once you see ATO-held super in myGov, you can request it to be paid to your active super fund or to you if you’re eligible (e.g. retirement, permanent departure).

Find Lost Super

Short guide and links to search for lost and ATO-held super

Billions of dollars in super are sitting in lost or unclaimed accounts. Use myGov and the ATO to find yours and consider consolidating into one fund.

Search for your super (official)

Log into myGov, link the ATO, then go to Super → Fund details to see lost and active accounts. ATO-held super also appears there.

Go to myGov ATO: Keeping track of your super online

Rough estimate: how much might I have in lost super?

This is a very rough guide only. Real amounts depend on your employment history and each fund. Always check via myGov/ATO.

Estimator (optional)

Enter years in the workforce and number of employers. Adding an average salary gives a slightly better range.

Years in workforce

Number of employers

Average salary ($, optional)

Rough range (estimate only)

$18,000 – $84,000

This is not a substitute for searching on myGov. Amounts vary widely.

How to Use This Calculator

1Log into myGov and link the ATO if you haven’t already
2Go to ATO → Super → Fund details
3Check for lost member accounts (shown as “Contact fund”) and ATO-held super
4Consider consolidating multiple accounts into one fund to save fees and simplify tracking

What is lost super?

Lost super is money in accounts that funds have lost contact with (e.g. old address, name change). The ATO also holds unclaimed super when funds can’t find members.

If you’ve had multiple jobs or changed address without telling your fund, you may have small balances in several accounts. Finding and consolidating them can reduce fees and make it easier to track your retirement savings.

Why super becomes “lost”

Changed jobs: Each employer may have paid into a different fund; old accounts can be forgotten.
Outdated details: Funds lose contact when your address or name changes and they can’t reach you.
ATO-held super: Unclaimed money is transferred to the ATO after a period; you can still claim it.
Low balance / inactive: Small or inactive accounts are often reported as lost so the ATO can help reunite you with your money.

After you find lost super

•Consolidate into one fund to cut duplicate fees and insurance
•Check for multiple insurance policies if you combine accounts
•Make sure your tax file number is with all funds so contributions are matched correctly

Frequently Asked Questions