Australian Salary Tax Calculator

On a $100,000 salary (2026–27, resident claiming the tax-free threshold), you pay about $20,220 income tax and $1,980 Medicare levy, leaving roughly $77,800 take-home before super.

From 2026–27 an employee deducts up to $1,000 for work-related expenses automatically whether or not they claim anything, which on a $100,000 salary is worth about $320 in the hand. It works as a floor, not a bonus. Car, travel, tools, uniform, self-education and working-from-home costs count towards the $1,000 rather than adding to it, so a claim below $1,000 leaves your tax exactly where it was and only the amount above $1,000 takes it lower. Records still matter above that point, and they matter for the whole claim if you go past it.

Gifts and donations, personal super contributions you claim a deduction for, investment and interest expenses and the cost of managing your tax affairs all sit outside the standard deduction, so they come off your income in full on top of the $1,000. So do union and professional association fees and income protection, personal sickness and accident insurance premiums — the rule sets those aside even though they are work-related. That is why this calculator asks for work-related expenses and other deductions in separate boxes: putting a donation in the work-expenses box would wrongly use up part of the $1,000.

Not your income tax, but both Medicare charges. The Medicare levy is worked out on your combined taxable income against $47,238 rather than on your own against $28,011, with $4,338 added for each dependent child. The surcharge threshold goes from $105,000 to $210,000 of combined income, plus $1,500 for each dependent child after the first. A spouse who earns nothing still counts — the thresholds move because you have a spouse, not because of what they earn. Open “Spouse, children and pensions” under Deductions & Obligations to enter it. One thing it cannot do: your spouse's income for surcharge purposes is taken as their taxable income, so if they salary sacrifice or have reportable fringe benefits your combined figure is higher than the calculator assumes.

Two things change, and the calculator applies both once you tick the pension question. First, the seniors and pensioners tax offset takes up to $2,230 off your income tax if you are single, or $1,602 each for a couple living together, shading out by 12.5c in the dollar of rebate income above $34,919 and stopping at $52,759. Second, your Medicare levy threshold rises from $28,011 to $44,268. The second depends on the first: you must be entitled to at least one dollar of the offset to use the higher threshold, so someone whose income shades the offset away to nothing goes back to the ordinary threshold. Two limits worth knowing. The figure here does not include any unused offset transferred from a spouse, which needs their exempt pension income, so it is a floor. And the offset is applied when you lodge rather than through PAYG withholding, so your payslips will show more tax than the figure above.

Your salary post tax — also called after-tax or take-home pay — is your gross salary minus income tax, the Medicare levy and any HELP/HECS repayment. Enter your salary above and this calculator shows your post-tax income for the year, month, fortnight and week.

The first $18,200 of income is tax-free for Australian residents who claim the threshold. Non-residents and working holiday makers don't receive this benefit.

No. Super is paid on top of your salary by your employer at 12% (2026–27). It's not deducted from your gross pay.

Compulsory repayments apply when your repayment income exceeds the minimum threshold — $69,528 for 2026–27. Repayment income is not the same as your taxable income: it adds back reportable fringe benefits, net investment losses and reportable super contributions. That is why salary sacrificing to super does not reduce the repayment shown above, even though it lowers your taxable income.

Work out your tax on your annual salary first, then divide the take-home figure by 52 for a weekly amount or 26 for a fortnightly one. Your employer doesn't do it quite that way — it withholds using the ATO's PAYG withholding tables, which round to whole dollars each pay — so your payslip will differ by small amounts that square up when you lodge. The table on this page shows weekly, fortnightly and monthly take-home across a range of salaries.

Some financial years contain 53 weekly paydays or 27 fortnightly ones rather than 52 or 26. The ATO's withholding tables assume the standard number, so across a 53-pay year slightly too little tax is withheld overall and you can end up with a bill at tax time even though nothing about your job changed. The ATO publishes additional withholding amounts employers can apply if you ask.