Loading…
APRA MySuper performance · 2025 · returns to 30 June 2025
Every MySuper default option, on the numbers that matter — long-run returns, the fees you actually pay, and whether it passed APRA’s annual performance test. Straight from APRA’s official data.
$1.21tn
total assets in MySuper · 52 products
100%
passed APRA's 2025 performance test
9.9%
best 5-year return — First Super
0.88%
median fee on a $50k balance
28 products that invest the same way for every member, ranked by 5-year net return (to 30 June 2025). Fees are total fees and costs on a $50,000 balance.
| Fund | 5-yr p.a. | 10-yr p.a. | Fee $50k | Test |
|---|---|---|---|---|
| First SuperBalanced - accumulation | 9.9% | 8.0% | 1.08% | Pass |
| HOSTPLUS Superannuation FundHostplus MySuper | 9.7% | 8.3% | 1.25% | Pass |
| legalsuperMySuper | 9.0% | 7.6% | 1.10% | Pass |
| HESTAHESTA MySuper | 9.0% | 7.6% | 0.76% | Pass |
| Mercer Super TrustTailored MySuper - Lutheran Superannuation | 9.0% | 7.8% | 0.67% | Pass |
| MLC Super FundNAB Staff MySuper | 8.9% | 7.2% | 0.90% | Pass |
| Local Authorities Superannuation FundVision MySuper | 8.7% | 7.7% | 0.62% | Pass |
| IOOF Portfolio Service Superannuation FundIOOF MySuper | 8.7% | 7.6% | 1.06% | Pass |
| AustralianSuperAustralianSuper MySuper | 8.5% | 8.0% | 0.71% | Pass |
| NESS SuperMySuper | 8.5% | 7.0% | 0.81% | Pass |
| Public Sector Superannuation Accumulation PlanPSSap MySuper | 8.5% | 6.9% | 0.90% | Pass |
| Rei SuperRei Super MySuper | 8.4% | 6.6% | 0.96% | Pass |
| UnisuperMySuper Offering | 8.4% | 7.8% | 0.80% | Pass |
| Australian Meat Industry Superannuation TrustMySuper | 8.4% | 7.2% | 0.74% | Pass |
| OneSuperSuperhero Super MySuper | 8.4% | 6.9% | 1.04% | Pass |
| Retail Employees Superannuation TrustMySuper | 8.4% | 6.8% | 0.81% | Pass |
| CONSTRUCTION AND BUILDING UNIONS SUPERANNUATION FUNDGrowth (MySuper) | 8.4% | 7.8% | 0.86% | Pass |
| Australian Defence Force Superannuation SchemeADF MySuper | 8.4% | — | 0.91% | Pass |
| Brighter Super FundAccumulation - MySuper | 8.3% | 7.2% | 0.70% | Pass |
| Prime SuperMySuper | 8.3% | 7.3% | 1.09% | Pass |
| CareSuperSPIRIT SUPER - MYSUPER | 8.2% | 7.4% | 0.97% | Pass |
| equipsuperEquip Super and Catholic Super - MySuper members | 8.2% | 7.2% | 0.76% | Pass |
| NGS SuperNGS Diversified (MySuper) | 8.2% | 7.2% | 0.97% | Pass |
| ANZ Australian Staff Superannuation SchemeANZ Staff MySuper | 8.0% | 6.8% | 0.60% | Pass |
| Meat Industry Employees Superannuation FundMIESF MySuper | 7.8% | 7.6% | 0.81% | Pass |
| Australian Ethical Retail Superannuation FundAustralian Ethical Retail Superannuation Fund MySuper | 7.6% | 7.2% | 1.19% | Pass |
| Building Unions Superannuation Scheme (Queensland)MySuper | 7.6% | 7.1% | 1.14% | Pass |
| Mercer Super TrustMacquarie Group Superannuation MySuper Product | 6.4% | 6.7% | 0.73% | Pass |
* Passed on a shorter performance history (the product has fewer than the full assessment years).
24 products that automatically shift your investment mix as you age. Because their returns and fees differ by age stage, they aren’t directly rank-comparable with single-strategy options — shown here with fund size and their performance-test result. Check the fund’s disclosure for the return at your age.
| Fund | Member assets | Test |
|---|---|---|
| Aware SuperAware MySuper (Accumulation) | $108.2b | Pass |
| Australian Retirement TrustLifecycle Investment Strategy | $97.3b | Pass |
| Australian Retirement TrustQSuper Lifetime | $66.8b | Pass |
| Mercer Super TrustMercer SmartPath | $40.4b | Pass |
| MLC Super FundMLC MySuper | $37.6b | Pass |
| AMP Super FundSignatureSuper - MySuper | $23.8b | Pass |
| Retirement Portfolio ServiceANZ Smart Choice Super - My Super | $20.3b | Pass |
| Team Superannuation FundMySuper Lifecycle | $15.1b | Pass |
| Colonial First State FirstChoice Superannuation TrustFirstChoice Employer Super - MySuper | $14.5b | Pass |
| Telstra Superannuation SchemeTelstraSuper MySuper | $9.4b | Pass |
| Essential SuperEssential Super - MySuper | $5.8b | Pass |
| Local Authorities Superannuation FundActive Super Lifestage Product | $5.7b | Pass |
| Russell Investments Master TrustMySuper - IQ Super, Resource Super & Nationwide | $4.8b | Pass |
| Smart Future TrustsmartMonday PRIME - MySuper | $3.4b | Pass |
| Guild Retirement FundGuild Super MySuper Lifecycle | $3.3b | Pass |
| Mercer Super TrustMercer WGSP MySuper | $1.6b | Pass |
| Mercer Super TrustMercer Tailored (CRG) MySuper | $1.5b | Pass* |
| Vanguard SuperVanguard MySuper | $1.4b | Pass* |
| Mercer Super TrustVirgin Money MySuper | $1.4b | Pass |
| The Bendigo Superannuation PlanBendigo MySuper | $0.6b | Pass |
| AMP Super FundSignatureSuper - Water Corp MySuper | $0.4b | Pass |
| Mercer Super TrustMercer Santos MySuper | $0.4b | Pass |
| Retirement Portfolio ServiceANZ Smart Choice Super - My Super - QBE SUPER PLAN | $0.3b | Pass |
| AMP Super FundSignatureSuper - AFLPA AFL MySuper | $0.2b | Pass |
Figures are from APRA’s MySuper Comprehensive Product Performance Package (2025, returns to 30 June 2025). Source data © Australian Prudential Regulation Authority, used under CC BY. This page is not endorsed by or affiliated with APRA. It is general information, not financial advice — returns are historical and not a promise of future performance; read a fund’s product disclosure statement and consider your own circumstances (or seek advice) before switching.
You’re welcome to reference these figures with a link (CC BY 4.0). Suggested citation: “Compare MySuper funds, Oz Finance Hub, ozfinancehub.com.au/compare-mysuper-funds”.
See how wages and household finances are tracking in wage growth and household debt statistics.