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Oct–Dec 2025 · free to cite with attribution
Safest affordable suburbs, best school-access value and fastest-growing suburbs under $800,000 — ranked from 15+ state and federal government data sources that no single agency publishes together.
15,334
Australian suburbs covered
15+
government data sources consolidated
$85,000
reference income used below
Oct–Dec 2025
current median sale prices
Suburbs rated Comfortable or Achievable for a $85,000 income with a $100,000 deposit, ranked by the safety signal (recorded offences per 1,000 residents, last 12 months, percentile within the state). This affordability filter needs a current median sale price, and only NSW, VIC and SA publish an openly licensed one we can republish (Oct–Dec 2025). QLD, WA, TAS, NT and ACT aren't ranked here for that reason, not because they lack a safety feed.
| Suburb | Median price | Safety score |
|---|---|---|
| HardenNSW | $374,000 | 41/100 |
| BingaraNSW | $374,000 | 36/100 |
| FinleyNSW | $355,000 | 32/100 |
| Suburb | Median price | Safety score |
|---|---|---|
| DonaldVIC | $345,000 | 96/100 |
| CharltonVIC | $320,000 | 96/100 |
| CorryongVIC | $362,500 | 95/100 |
The cheapest suburbs nationally with a schools score of 70+ (close to multiple government primary and secondary schools) — NSW, VIC, QLD, SA and WA.
| Suburb | Median price | Schools score |
|---|---|---|
| St ArnaudVIC | $262,500 | 72/100 |
| KandosNSW | $360,000 | 70/100 |
| NathaliaVIC | $372,500 | 74/100 |
| StawellVIC | $386,000 | 86/100 |
| MorwellVIC | $392,500 | 71/100 |
| MoeVIC | $420,000 | 78/100 |
| HamiltonVIC | $445,000 | 85/100 |
| PortlandVIC | $450,000 | 80/100 |
| NewboroughVIC | $480,000 | 92/100 |
| Long GullyVIC | $490,000 | 78/100 |
Ranked by the growth signal (5-year population growth and recent dwelling approvals, ABS SA2-level data) among suburbs with a current median sale price under $800,000.
| Suburb | Median price | Growth score |
|---|---|---|
| Wentworth PointNSW | $770,000 | 94/100 |
| MoamaNSW | $705,000 | 94/100 |
| Sydney Olympic ParkNSW | $770,000 | 94/100 |
| TarneitVIC | $675,000 | 94/100 |
| WerribeeVIC | $680,000 | 94/100 |
| Clyde NorthVIC | $757,000 | 94/100 |
| WollertVIC | $725,000 | 94/100 |
| Wyndham ValeVIC | $615,000 | 94/100 |
| LaraVIC | $715,000 | 94/100 |
| OfficerVIC | $775,000 | 94/100 |
Median sale prices are from official state publications (Oct–Dec 2025). Schools, safety, health and growth signals are assembled from state education departments, state police/crime agencies, Geoscience Australia and the ABS, last refreshed 19 July 2026 — see the full source list on the Family Suburb Fit Finder. Rankings use a $85,000 reference income (the median salary across our tracked occupations) — use the finder with your own income and deposit for a personal ranking.
You’re welcome to reference these figures with a link. The underlying sources carry different licences (mostly CC BY 4.0, several CC BY 3.0 AU) rather than one uniform term — see the full attribution list on the methodology page for each source’s own terms. Suggested citation: “The Family Suburb Index, Oct–Dec 2025, Oz Finance Hub, ozfinancehub.com.au/suburb-family-index”.