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Oct–Dec 2025 · free to cite with attribution
Safest affordable suburbs, best school-access value and fastest-growing suburbs under $800,000 — ranked from 15+ state and federal government data sources that no single agency publishes together.
15,334
Australian suburbs covered
15+
government data sources consolidated
$85,000
reference income used below
Oct–Dec 2025
current median sale prices
Suburbs rated Comfortable or Achievable for a $85,000 income with a $100,000 deposit, ranked by the safety signal (recorded offences per 1,000 residents, last 12 months, percentile within the state). Queensland and Western Australia don't yet have a bulk suburb-level safety feed and aren't ranked here.
The cheapest suburbs nationally with a schools score of 70+ (close to multiple government primary and secondary schools) — NSW, VIC, QLD, SA and WA.
| Suburb | Median price | Schools score |
|---|---|---|
| St ArnaudVIC | $262,500 | 72/100 |
| KandosNSW | $360,000 | 70/100 |
| NathaliaVIC | $372,500 | 74/100 |
| StawellVIC | $386,000 | 86/100 |
| MorwellVIC | $392,500 | 71/100 |
| MoeVIC | $420,000 | 78/100 |
| HamiltonVIC | $445,000 | 85/100 |
| PortlandVIC | $450,000 | 80/100 |
| NewboroughVIC | $480,000 | 92/100 |
| Long GullyVIC | $490,000 | 78/100 |
Ranked by the growth signal (5-year population growth and recent dwelling approvals, ABS SA2-level data) among suburbs with a current median sale price under $800,000.
| Suburb | Median price | Growth score |
|---|---|---|
| MoamaNSW | $705,000 | 94/100 |
| Sydney Olympic ParkNSW | $770,000 | 94/100 |
| Wentworth PointNSW | $770,000 | 94/100 |
| AintreeVIC | $725,000 | 94/100 |
| Armstrong CreekVIC | $680,000 | 94/100 |
| BarandudaVIC | $750,000 | 94/100 |
| BeveridgeVIC | $652,500 | 94/100 |
| CharlemontVIC | $630,000 | 94/100 |
| ClydeVIC | $725,000 | 94/100 |
| Clyde NorthVIC | $757,000 | 94/100 |
Median sale prices are from official state publications (Oct–Dec 2025). Schools, safety, health and growth signals are assembled from state education departments, state police/crime agencies, Geoscience Australia and the ABS — see the full source list on the Family Suburb Fit Finder. Rankings use a $85,000 reference income (the median salary across our tracked occupations) — use the finder with your own income and deposit for a personal ranking.
You’re welcome to reference these figures with a link (CC BY 4.0). Suggested citation: “The Family Suburb Index, Oct–Dec 2025, Oz Finance Hub, ozfinancehub.com.au/suburb-family-index”.